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        <xml>
            <o:OfficeDocumentSettings>
            <o:AllowPNG/>
            <o:PixelsPerInch>96</o:PixelsPerInch>
            </o:OfficeDocumentSettings>
        </xml>
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        <meta http-equiv="X-UA-Compatible" content="IE=edge">
        <meta name="viewport" content="width=device-width, initial-scale=1">
                <title>Secure Communication</title>
        
    <style type="text/css">
                p{
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                        padding:0;
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                table{
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                        margin:0;
                        padding:0;
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                #outlook a{
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                img{
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                table{
                        mso-table-lspace:0pt;
                        mso-table-rspace:0pt;
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                .ReadMsgBody{
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                .ExternalClass{
                        width:100%;
                }
                p,a,li,td,blockquote{
                        mso-line-height-rule:exactly;
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                a[href^=tel],a[href^=sms]{
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                        cursor:default;
                        text-decoration:none;
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                #bodyCell{
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                .mcnTextContent img{
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                .mcnDividerBlock{
                        table-layout:fixed !important;
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                        background-image:none;
                        background-repeat:no-repeat;
                        background-position:center;
                        background-size:cover;
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                h2{
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                        font-weight:bold;
                        line-height:125%;
                        letter-spacing:normal;
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                h3{
                        color:#202020;
                        font-family:Helvetica;
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                        font-style:normal;
                        font-weight:bold;
                        line-height:125%;
                        letter-spacing:normal;
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                h4{
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                        color:#202020;
                        font-family:Helvetica;
                        font-size:16px;
                        line-height:150%;
                        text-align:left;
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                #templateBody .mcnTextContent a,#templateBody .mcnTextContent p a{
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                #templateFooter{
                        border-top:0;
                        border-bottom:0;
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                #templateFooter .mcnTextContent,#templateFooter .mcnTextContent p{
                        color:#202020;
                        font-family:Helvetica;
                        font-size:12px;
                        line-height:150%;
                        text-align:left;
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                #templateFooter .mcnTextContent a,#templateFooter .mcnTextContent p a{
                        color:#202020;
                        font-weight:normal;
                        text-decoration:underline;
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                body,table,td,p,a,li,blockquote{
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}       @media only screen and (max-width: 480px){
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                        min-width:100% !important;
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                .mcnCartContainer,.mcnCaptionTopContent,.mcnRecContentContainer,.mcnCaptionBottomContent,.mcnTextContentContainer,.mcnBoxedTextContentContainer,.mcnImageGroupContentContainer,.mcnCaptionLeftTextContentContainer,.mcnCaptionRightTextContentContainer,.mcnCaptionLeftImageContentContainer,.mcnCaptionRightImageContentContainer,.mcnImageCardLeftTextContentContainer,.mcnImageCardRightTextContentContainer{
                        max-width:100% !important;
                        width:100% !important;
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                .mcnBoxedTextContentContainer{
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                .mcnImageGroupContent{
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                .mcnImageCardTopImageContent,.mcnCaptionBlockInner .mcnCaptionTopContent:last-child .mcnTextContent{
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}       @media only screen and (max-width: 480px){
                .mcnImageCardBottomImageContent{
                        padding-bottom:9px !important;
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                .mcnImageGroupBlockInner{
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}       @media only screen and (max-width: 480px){
                .mcnImageGroupBlockOuter{
                        padding-top:9px !important;
                        padding-bottom:9px !important;
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}       @media only screen and (max-width: 480px){
                .mcnTextContent,.mcnBoxedTextContentColumn{
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                        padding-left:18px !important;
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}       @media only screen and (max-width: 480px){
                .mcnImageCardLeftImageContent,.mcnImageCardRightImageContent{
                        padding-right:18px !important;
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}       @media only screen and (max-width: 480px){
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                        width:100% !important;
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                h1{
                        font-size:22px !important;
                        line-height:125% !important;
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}       @media only screen and (max-width: 480px){
                h2{
                        font-size:20px !important;
                        line-height:125% !important;
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}       @media only screen and (max-width: 480px){
                h3{
                        font-size:18px !important;
                        line-height:125% !important;
                }

}       @media only screen and (max-width: 480px){
                h4{
                        font-size:16px !important;
                        line-height:150% !important;
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}       @media only screen and (max-width: 480px){
                table.mcnBoxedTextContentContainer td.mcnTextContent,td.mcnBoxedTextContentContainer td.mcnTextContent p{
                        font-size:14px !important;
                        line-height:150% !important;
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}       @media only screen and (max-width: 480px){
                td#templateHeader td.mcnTextContent,td#templateHeader td.mcnTextContent p{
                        font-size:16px !important;
                        line-height:150% !important;
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}       @media only screen and (max-width: 480px){
                td#templateBody td.mcnTextContent,td#templateBody td.mcnTextContent p{
                        font-size:16px !important;
                        line-height:150% !important;
                }

}       @media only screen and (max-width: 480px){
                td#templateFooter td.mcnTextContent,td#templateFooter td.mcnTextContent p{
                        font-size:14px !important;
                        line-height:150% !important;
                }

}</style></head>
    <body style="background:#FFFFFF none no-repeat center/cover;height: 100%;margin: 0;padding: 0;width: 100%;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #FFFFFF;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;">
        <center>
            <table id="bodyTable" style="background:#FFFFFF none no-repeat center/cover;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;background-color: #FFFFFF;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;" width="100%" height="100%" cellspacing="0" cellpadding="0" border="0" align="center">
                <tbody><tr>
                    <td id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 10px;width: 100%;border-top: 0;" valign="top" align="left">
                        <!-- BEGIN TEMPLATE // -->
                                                <!--[if gte mso 9]>
                                                <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;">
                                                <tr>
                                                <td align="center" valign="top" width="600" style="width:600px;">
                                                <!-->
                        <table class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;border: 0;max-width: 600px !important;" width="100%" cellspacing="0" cellpadding="0" border="0">
                            <tbody><tr>
                                <td id="templateHeader" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;border-top: 0;border-bottom: 0;" valign="top"><table class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" cellspacing="0" cellpadding="0" border="0">
    <tbody class="mcnTextBlockOuter">
        <tr>
            <td class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" valign="top">
                <!--[if mso]>
                                <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
                                <tr>
                                <!-->
                            
                                <!--[if mso]>
                                <td valign="top" width="600" style="width:600px;">
                                <!-->
                <table style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnTextContentContainer" width="100%" cellspacing="0" cellpadding="0" border="0" align="left">
                    <tbody><tr>
                        
                        <td class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;" valign="top">
                        
                            <div id="globalheader-logo"><img alt="RBC Royal Bank" class="graphicImage" src="https://www6.rbc.com/webapp/ukv0/signin/javax.faces.resource/rbc_royalbank_en.gif.xhtml?ln=images" style="border: 0;height: auto !important;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" height="47"></div>

                        </td>
                    </tr>
                </tbody></table>
                                <!--[if mso]>
                                </td>
                                <!-->
                
                                <!--[if mso]>
                                </tr>
                                </table>
                                <!-->
            </td>
        </tr>
    </tbody>
</table><table class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;" width="100%" cellspacing="0" cellpadding="0" border="0">
    <tbody class="mcnDividerBlockOuter">
        <tr>
            <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                <table class="mcnDividerContent" style="min-width: 100%;border-top: 2px solid #EAEAEA;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" cellspacing="0" cellpadding="0" border="0">
                    <tbody><tr>
                        <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                            <span></span>
                        </td>
                    </tr>
                </tbody></table>
<!--            
                <td class="mcnDividerBlockInner" style="padding: 18px;">
                <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
-->
            </td>
        </tr>
    </tbody>
</table><table class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" cellspacing="0" cellpadding="0" border="0">
    <tbody class="mcnTextBlockOuter">
        <tr>
            <td class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" valign="top">
                <!--[if mso]>
                                <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
                                <tr>
                                <!-->
                            
                                <!--[if mso]>
                                <td valign="top" width="600" style="width:600px;">
                                <!-->
                <table style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnTextContentContainer" width="100%" cellspacing="0" cellpadding="0" border="0" align="left">
                    <tbody><tr>
                        
                        <td class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;" valign="top">
                        
                            <strong>Secure Communication </strong><img alt="Secure Icon" class="transparent" src="https://www6.rbc.com/webapp/ukv0/signin/javax.faces.resource/secure-large.gif.xhtml?ln=images/icons/" style="float: right;border: 0;height: auto !important;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;">
                        </td>
                    </tr>
                </tbody></table>
                                <!--[if mso]>
                                </td>
                                <!-->
                
                                <!--[if mso]>
                                </tr>
                                </table>
                                <!-->
            </td>
        </tr>
    </tbody>
</table></td>
                            </tr>
                            <tr>
                                <td id="templateBody" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;border-top: 0;border-bottom: 0;" valign="top"><table class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" cellspacing="0" cellpadding="0" border="0">
    <tbody class="mcnTextBlockOuter">
        <tr>
            <td class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" valign="top">
                <!--[if mso]>
                                <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
                                <tr>
                                <!-->
                            
                                <!--[if mso]>
                                <td valign="top" width="600" style="width:600px;">
                                <!-->
                <table style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnTextContentContainer" width="100%" cellspacing="0" cellpadding="0" border="0" align="left">
                    <tbody><tr>
                        
                        <td class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;" valign="top">
                        
                            <span style="font-size:14px">This is an automated message send by Royal Bank Secure Messaging Server. To ensure both you and the RBC Royal Bank comply with current legislation, this message has been encrypted. Please check attached documents for more information.</span>
                        </td>
                    </tr>
                </tbody></table>
                                <!--[if mso]>
                                </td>
                                <!-->
                
                                <!--[if mso]>
                                </tr>
                                </table>
                                <!-->
            </td>
        </tr>
    </tbody>
</table><table class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;" width="100%" cellspacing="0" cellpadding="0" border="0">
    <tbody class="mcnDividerBlockOuter">
        <tr>
            <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                <table class="mcnDividerContent" style="min-width: 100%;border-top: 2px solid #EAEAEA;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" cellspacing="0" cellpadding="0" border="0">
                    <tbody><tr>
                        <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                            <span></span>
                        </td>
                    </tr>
                </tbody></table>
<!--            
                <td class="mcnDividerBlockInner" style="padding: 18px;">
                <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
-->
            </td>
        </tr>
    </tbody>
</table></td>
                            </tr>
                            <tr>
                                <td id="templateFooter" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;border-top: 0;border-bottom: 0;" valign="top"><table class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" cellspacing="0" cellpadding="0" border="0">
    <tbody class="mcnTextBlockOuter">
        <tr>
            <td class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" valign="top">
                <!--[if mso]>
                                <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
                                <tr>
                                <!-->
                            
                                <!--[if mso]>
                                <td valign="top" width="600" style="width:600px;">
                                <!-->
                <table style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnTextContentContainer" width="100%" cellspacing="0" cellpadding="0" border="0" align="left">
                    <tbody><tr>
                        
                        <td class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 12px;line-height: 150%;text-align: left;" valign="top">
                        
                            <span style="font-size:12px">CONFIDENTIALITY NOTICE:The contents of this email message and any attachments are intended solely for the addressee(s)and may contain confidential and/or privileged information and may be legally protected from disclosure. If you are not the recipient of this message or their agent, or if this message has been addressed to you in error, please immediately alert the sender by reply email and then delete this message and any attachments. If you are not the recipient, you are hereby notified that any use, dissemination, copying, or storage of this message or its attachments is strictly prohibited.</span>
                        </td>
                    </tr>
                </tbody></table>
                                <!--[if mso]>
                                </td>
                                <!-->
                
                                <!--[if mso]>
                                </tr>
                                </table>
                                <!-->
            </td>
        </tr>
    </tbody>
</table></td>
                            </tr>
                        </tbody></table>
                                                <!--[if gte mso 9]>
                                                </td>
                                                </tr>
                                                </table>
                                                <!-->
                        <!-- // END TEMPLATE -->
                    </td>
                </tr>
            </tbody></table>
        </center>
    
</body></html>